tracked. is built so that your money stays your business. This policy explains, in plain terms, what we collect, what stays on your iPhone, what leaves it, and the handful of services we rely on. We don’t sell your data, and we don’t use it for advertising.
What stays on your device
Your tracked items — expenses, categories, subscriptions, budgets, and the products you watch for price drops — are stored locally on your iPhone using Apple’s on-device database (SwiftData). We can’t see this data, and it isn’t uploaded to us as a matter of course.
What leaves your device
Asking Penny
Penny is our AI money assistant. When you ask Penny a question, the text of your question — along with the relevant numbers needed to answer it — is sent securely to our backend, which forwards it to Google’s Geminimodel to generate a reply. We send only what’s needed to answer your question, and we don’t use your conversations to train models. If you never use Penny, none of this data leaves your phone.
Sign in with Apple
Pro features use Sign in with Appleto identify your account. We receive a stable, anonymous identifier from Apple; if you choose to hide your email, we never see your real address. We don’t receive your name or contacts.
Purchases
Subscriptions are processed entirely by Apple through the App Store. We never see or store your card details. To confirm your Pro status, our backend verifies the signed receipt Apple provides for your purchase — that receipt contains the product and expiry, not your payment information.
Services we rely on (subprocessors)
- Apple — Sign in with Apple, App Store purchases, and receipt verification.
- Google (Gemini)— generates Penny’s answers from the questions you send.
- Amazon Web Services (AWS)— hosts our backend that routes Penny’s requests and verifies receipts.
What we don’t do
- We don’t sell or rent your data to anyone.
- We don’t use third-party advertising or tracking SDKs.
- We don’t build a profile of you to target ads.
Data retention & deletion
Because your tracked data lives on your device, deleting the app removes it. To request deletion of anything stored on our backend (such as your Pro account identifier or Penny request logs), email us at privacy@usetracked.com and we’ll take care of it.
Children
tracked. isn’t directed at children under 13, and we don’t knowingly collect data from them.
Changes
If we make material changes to this policy, we’ll update the date above and, where appropriate, note it in the app.
Contact
Questions about privacy? Email privacy@usetracked.com.